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carrying expense has become as im- portant as the details of the front entrance or the. fireplace., la Purchaslng Agent_ The most important job today for an architect is. to be an expert* pur- chasin g agent- for..his- client. . The architect niot only sublets. ail the contracts, but uses his buying pow- er to most inexpensivel1y build his client's homne. -In brief,: he receives afee to serve his letscmlt interest in his home buildrng proj-, ect, as an expert., In this way the job' of building a home has been greatly sirnplified. No extras are in- volved- because the plans include sufficient détail so that they a r e easily understandable. If ail the rooms are drawn in detail, the plans complete and' the outside walls shown~ witha al mtrial specfe,. the owner can see what he is going to receive before he lets a contra ct. The subeontractors know just.what is, expected of them, down to the nail,' andthe house is bid as low as it, ca n be,.;without contingency. charges and ,without hazard of extra cost. Guide in Construkction The architect today is equpped to guide his eiient through the home construction period inexpensively. the lowest ëcost. The woric and ma- terials are purcha.sed withý keen competitiori, shrewdly. Home building 1-S a fascinating and valuable- experience for those who take their problem tIo an architeet first. Wallace Co. Adds 10 Sales Force as The anticipated increase in néw smallhome construction for Illinois during the combing spring was fur,- ther, conifirmed, by the. number of applicati ons received by the. stat-e insurir>g office of the Federal Hous- ing Administration in 'December. John R..O'Connor, state director of the FHA, ahnnouned, that last M onth there were 795 a pplications, for insurance on mortgages total - ing $4, 210,200 coMpared, with 449. applications a year. ago. ,totalling. $2,051,283, an increase of 100.5 per cent. rI the..previous -month :there were 1,000 applications on mortgages -to- taling $5,237,200. "The December figures," Mr. O«Connor. said, 'were s om e wh at above the riumber anticipated ear- St. C harles Ste Now Complete, $13,750 1see NRWý EABLY AMEIUCAN homne in itsbeautiful wded. setting, 6 upaclouu mrne ,tit bath., powder roo0me rft naok,,reç. irm.; 2 firelaces. gar. Lge. landcaied lot.lu fine res. distict. Nr. segi.. shope and transp..107 Greg-, .ory St. (r. Isabefla St)> In- spection Sun. 26 p.m. -6.hen -Cabinets w Make Any Home More Livable Enjoy.- a kitchen planned to sa% save labor and saya time. Have t available in our two complete lunes permit selections to fit any kitchen large or smII#. new or remodeléd, gas -or electric -eand the cost is flot high. Upon requehi our Kitchen Planning De- partmnent wilI furnish a Iayout and eç ti- mate to meet your requiremfents. at extremE One .of ... .. ... .. .. ... .. s ate . . . . . . . . . . tre iov 5 fa s tep@, e atis- is f;aý