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that wiI grow withth'eyearst A savings account may not cost as niuch as some other gift you may give- yet the value of that initial act of thrift is im-> measurable i dollars and cents. Young people find it easy to save-if someone starIs them, takes the f irst st.ep. Then, as the years rolli by, three. developments becorne apparent: the real worth of you]r gif.. the sense of inde- pendence which cornes with rnoney ini