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"WH"O'S AFRAID 0'F R LONGFELLOW,.said: 44n every ife some, ram m ust fal,"and we eer know whether, ours wil be light showers or a heavy, down- poure The cautious, thriftything to do is to, shelter ourselves agairist reverses by having means in reserve to tide ovrthe "rainy" days. People who get ahead and continue tstay ahead regardless of tempo- rary.setbacks are those who fortify, themselves with a. systematic, pro-" gram of savings. DAYS? /1 /o DEPOSITS in this bank are INSURED by the FEDERAL DEPOSIT INSURANCE COR- PORATION ini the mannçr and to the ex- tent provided under the ternis. of the Banking Act of 1933. J