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imnd Sort* She** ynwyipir" > KVIRY THURSDAY OWMAN PUBLISHING CO. Wilmette. III. Room 2, Brown Building. 9 wiimcwe avenue. ftorguson.. .Managing Editor UPTION $2.00 A YEAR of men between forty and fifty Usually the figures jam given without comment. Just tho bare fact that men in the prime of life are drug; la greater numbers each year. By some It Is attributed to the increaae In the number of men who work In- doors and at' eoo^err uutiugaflflae; and their lessened resistance to the effect* of alcohol taken habitually. Without doubt tho working habita of ATITT AAurnai omiruinnnuL URGED BY POTTS (Continufd from page 1) EFREM ZISEJAUST TO BE HE ABD HERE yearn, sub-divided Into various perioiis, are cited as proof that the claim, that Are insurance is a gamble, la a de- lusion which has been fostered by the companies In order to conceal the real facta, and prevent the various classes of risks from being rated according to the city mzs. =r£ less is accord with their respective hazards. as second-class matter March M4, at tlw. jtostoAos" at WJtaette, under the act of March 3. 187». all eommunleatlons to The News, Wilmettc. Anonvmous itions will not be noticed. 0«- wtu-not-bw returned npanled by postage, An mat- publication In the current week's should reach our office not later Tuesday noon. >AY, DECEMBER. 11. 1911. iE8S WITHOUT FLATTERY. "Some Remarks on American Fiction" by Bowaan GAa» a tho December Atlantic the reader feels himself put in and that with some display ice. It Is rather a humiliating inte' the reading of Mr. Gab- si "Remarks." even though one be in some degree prepared for Nevertheless, it is disconcert- to be told-quite at the outset that i superiority of Miss Sabaii Obnc over a trio of our so-called writers "is, of course, an ob- truth td any critical intelligence, do not know how far it is now in America." Gabnett's opinion of us la inter- to say the least. "I cannot he says, "connecting the strange (I bad almost written cow- of the aeries it publishers in work of original individuality the great superstition of the good lean in his present stage of oul- namely, tbat he ought to be and feeling and reiterating imagines everybody round thinking and feeling and relter- Everybody is busy copying ly else!--an absurd state of which is not only destructive of ivlduallty. but directly inirai- thc creation of fine art." in, "Writers of genius Amer- of course show us... .but I am with reference to the scores clever popular novelists whose ie instincts seem to be affected, In- largely stultified, by an insidious omnipresent in the American so- gtinosphere, which dictates such observances as 'the happy end- In the midst of our general at the unflattering portrait us by our English friend, it laughed at the "happy end- rge, remembering Sir John FOBBES-RotlEBT SON'S UBS 01 the [•thought happy ending In "The That Failed." Not even Kir- fa genius could impose upon any- [ by making Maisie do anything so from her character as the sac- ia credited with In the final is too bad that Mr. Gannett i so poorly of us. We wish that extend his acquaintance with tbat ho might discover, apparently escaped his no that we, too. have an intelligent America who care not at all for Salamander" of Mr. Owen John as he and a simitar English c upon M abie Cobeu.1 as an un to their happiness. « •* -K A QAfX A\n A LOi>« j result of the work ot u.>aa> societies, of public lira it li de- of tlie several educational »mong jnotbsrs who--ars- of the first principles of and hygiene, and the ad- a mad'- Id medical science, the ■fit g«eri:<;i<> rate has been in re- jt years quite considerably reduced, "better babies" slogan seems bringing results, ■aaaie for the greater care babies, to offset the gain lowered death rate gives, •been, it Is attested, a stead- increase in the mortality his physical needs than waa the case a generation ago. Bat even so, there arc many other explanations for the increased death, rata among, the men Just entering middle age, most con- spicuous of which to the- Ugh tea* slon at which life is lived, the stress of business Ufa for the man who suc- ceeds and the indisposition to "let go" when the nerves begin to show their overworn condition; -r. ¥X i:- ATROCITIES. Much comment and gone- criticism have followed the publication in Sun- day's Tribune of an assorted collec- tion of "war atrocities" credited to the armies of the United States act- ing under official commands. It la not surprising that the patriotic among us should be horrified at' a comparison of what purports to. be honest facta from our own history with those atrocities now being.credited to the Germane In the armies in the field. In the warmth of the general sym* pathy and compassion for smitten Belgium, we have allowed, our judg- ment to run astray. We have for- gotten other wars and other nations in distress even if we have ever known. Few have remembered on have In the past given thought to the cruelties of the Boer war. Few have criticised the men who conducted that campaign for England. And yet, that "true sol- dier," about whom, since his death, nothing but good has been said, Lord Roberts, gave this order to his soldiers: "Wherever any attempt has been made to destroy the railroad line, all the residences within a circumfer- ance of ** ten miles must be de- stroyed, cattle and all provisions token away, and the residents driven away without food or shelter." And this was the man so loved by his country, so idolized by his men, so reverenced by soldiers In all Europe. No claim can be made of a different age. a dirferc.it civilization. It Is the rule of war. which knows no humanity, no exception & m rii &H<*AitHZtib \tu At laat soinetbiug is to b_ .. ...„ to M'turo the happiness t>ud w ifaro of the little children of the tUh Thotr parents, some of ih.uu. la t.ulcago have formed a league wit.i ti.o object "to unite narctCa In un effort to en courage simplicity auj cvitnmo*. st>dae in the social life of the child, en of the members and to estaolish whole- some, standards ai.d ideals In all mat ters affecting their welfare" The lit* lie people are to have a playground established: for them, and other meas- ures will be taKen to ensure their en- tertainment. The fever (ui u<g*nUaUou io ,,.. ning high when ,.nrt;nts, able .a ..er> way to give to their children what eVer they may Imagine they need, n.ust combine t» a leagu* to decide upon the character of the social life of little tots not >ct past the play gr»und *£<; Examples of high class mutuals and inter-insurers are referred to, to show the reduction in insurance coat that Is possible by the employment of fire pre- ventive measures, these organizations havteg reduced the cost to one-fourth, and even one-tenth in some classes of the stock company rates. Further- more, extracts from the sworn testi- mony of company officials show that they do not dread fires in the least; that, on the contrary, their business is moat profitable when fires are num- erous. The officials state that they can raise rates just as fast as fires oc- cur, and thereby make their percent- age profit from a large Instead of small premium income. It Is charged that, from the fact that there is no legal control over rate-making methods, and that the companies art able to fix rates at any figure, their apparent activity in behalf of fire pre- vention is remarkably lacking in good faith. And, also, that they are care- less as to the selection of risks, and reckless in permitting over-insurance. The present agency system is also arraigned. It is charged that, while agents are licensed by the companies aa their representatives, yet their com- |s, pensation cornea directly from the as- sured; that, through the present sys- tem, the public suffer from lack of ef- ficient and protective service, and great loss through needless fire waste. Compensation to agents from a per- centage of the premiums collected is said to have great influence in per- mitting over-insurance, and over-insur- ance causes many owners to become careless about fires, which practice also fosters arson. Urges State Control. Superintendent Potts strongly main- tains that only by a system of State Fire Insurance can the fire losses be economically and equitably distrib- uted, and the fire waste materially re- duced. Tbat such a system would save to the people of the state of Illinois at least fifteen million dollars a year to begin with, additional saving com- ing each year as the service is im- proved. He cites authority, showing that systems of State Fire Insurance have long been In force in numerous foreign countries; that rates are ex- tremely low there, and the fire tax Is almost negligible, the average rate be- ing from ten to fifteen cents per one hundred dollars insurance, in those countries, as compared with an aver- age rate of over one dollar per hun- dred dollars Insurance in Illinois. In those countries the cost of adminis- tration Is a very small per cent of the premiums, while approximately one- half Is consumed by the companies here. He also Insists that in case, however, state Insurance cannot be obtained by legislative action at the coming session. ti>m public be given immediate protection against the con- tinuation of excessive rates and op presslve practices, and that this be done through a state commission with power to control rates and rate-mak- ing organizations; to classify and fix minimum rates on each class of prop- companies to Great Russian Violinist Will Play at Morning Bedr tal Tuesday. Efrem Zimbalist, the great Russian violinist, will be heard in recital neat Tuesday morning, December 15, at at tha erfksstav'a olla*ia th» Village Hall in said Village of Wil- mette within thirty days from the date hereof. DATED thie 5th day of December. A. D. 1114. FRANK FORRESTER, Collector. ,:•-•. Efrem Zimbalist. half after ten o'clock, at the third of the Musical Mornings being given un- der the direction of Miss Rachel Busey Kinsolving, in the auditorium of the Evanston Woman's clnb. The niche that Zimbalist baa carved for himself Is undeniably in the high- est tier; within a very few years he has reached the goal for which many artists strive during a lifetime, and today he stands as the one beautifully polished and extremely Intelligent violinist before the public. His tone Is of the warmest and richest golden quality; his appreciation and under- standing of music in its purest form and his perfect grasp of the subtlest bvautles, make the playing of this young artist a joyous revelation. Mr. Zimbetlflt's triumphs throughout America on.his previous visits are yet fresh In tho memory of the musical public. His debut, as soloist with the Boston Symphony orchestra, was a most brilliant success/and this he duplicated wtth appearances with the New York Philharmonic i society, |the Chicago Symphony Orchestra, And the complete round of musical organiza- tions from coast to coast. Technically, musically, personally, he proved satisfying to the last de gree, and It Is safe to say thati*(Oth- er violinist exhibits a superforartlsttc comprehension nor plays with a finer realization of musical values. PBQPOgALB For Grading, Curbing, Paving with Aepbatt Macadam and otherwiee im- proving a part of Fifth Streets 7 Wiimctte Special Aaaeatment No. MB. VVilmette, Illinois, December 2, 1914. Sealed proposals for grading, curb- ing, paving v/ith asphalt macadam and otherwise improving the central twenty-two (22) feet of Fifth Street front the South line of Hill Street to the North line of Isabella Street, (ex- cepting the Intersection of Gregory Avenue with Fifth Street), together with the intersecting alley to the West line of Fifth Street, in the Vil- lage of Wilmette, Cook County, Illi- nois, in accordance with the ordinance and specifications for said Improve- ment, will be received by the Board of Local Improvements of aild Village of Wilmette until 8 o'clock P. M. on Tuesday, the 15th day of December, A. D. 1914. at which time sold pro- posals will be publicly opened, exam- ined and declared by said Board of Local Improvements in the Village Hall in said Village of Wilmette. Tho specifications for said improve- ment and blank proposals win be fur- nished at the office of said Board of Local Improvements, in said Vil Hall. Proposals must be blanks furnished by Local Improvemeni dressed to the provements of mette, Wilmette, "Proposals for Impro of Fifth Street." d paniep by cash* payabi of the of the ~^o\mj$R fo-=. STATE BANK trust cof*TB<*xy*rv anticiAt ASSESSMENT NOTICE SpeciaUWarrant No. Nf)TlCBr**Publlc Nctlcjaj^Tnereby giveWstRt the County Cjpfrt of Cook County, Illinois, has rendered Judg- ment for a special assessment upon property benejiijfrShy ti|g-»fJrftW>nff ihbuHi t 8 iNt> ft. .. .,. . rUiih individual had his )>m . . ion concerning tho ptouet cou^t take to reform the world. That C.ui cago judge who fr*>.-d a tat. a. brought b*fT» him on a charge of drunken- ness and disorderly conduct upon ^iwomiss to the court "to get mar- ried and stop drinking," probably feels that he baa aa much right to a theory as anyone. Consequently we shall have a home founded on drunk- enness and the attendant moral weak- ness. When in the course of time the court of domestic relations has Its op- portunity to correct the troubles of the man given the encouragement of the Judge yesterday, It"would be well If tho outcome of bla action could be made known to the man who advises matrimony an a fair exchange lor erty, allowing companies to charge lower rates where done without dis- crimination. Also recommendations are made to remedy other evils now charged to exist, among which are a complete standard policy law, and «»« agency qualification act. In conclusion. Superint. ..<i*...i t*,.»t» declares that the continuous n iusals of the companies to grant relief, thelt dilatory tactics and indefensible con duct in resisting the efforts ol the state to relieve the public from tho existing insurance oppression. Impera- tively oemands action by the next legislature VICTORIA THEATER. ita» Ward, Lucy Daly and a c«,u. , .»ny t,f able players, backed Ly an American beauty chorus, will offer "A Fool. His Money, and a Girl" at the Victoria theater week commencing Sunday matinee. December 13. The vehicle Is of the musical com edy order, though it is said to possess a continuous story and many more legitimate comedy situations than the average book which travels under the maligned banner ot musical comedy. Jos. A Mitchel. the author of the piece, is said to have produced a really meritorious work, and in the hands of such able players as Hap Ward and Lucy Daly, supported by a company long credited for creating good comedy, will receive admirable presentation. It Is unwise to reveal the story of o work of this kind, for in watching its complications worked out is much of the enjoyment to the auditor, so that to tell in advance just how the author has manipulated his ideas and characters is to rob the play- ing moments of much of their worth. Suffice it to say there is a good heart story employed, many ridiculous situa- tions and a wealth of bright dialogue. Reports which have reached us fully substantiate the promises of Manager ED. Stair that he has hit upon some- thing new, and that the artistic worth of the leading players In his cast has never been more thoroughly brought out. Improvement: Paving with otherwise impro pres .1 brick hat part o, roadway %i#vViimette Jprenue, een the south lino^FForest d a line twojupfured (200) of and napallel with the Lake itVenue, in the Vil- ette. Cook County. Hit- ore fully appear from Tied copy of the judgment on my oflice; that th warrant for the collection of sucn assessment Is in the hands of the undersigned. Said assessment is payable In 10 install- ments; the amount of the first Install- ment is $1,300.00, and the amount of oach or the remaining installments Is $500.00; all installments bear interest at the rate of 5% per annum. The first installment is payaile on the 2nd day of January. 1915. and one install- ment on the 2nu day of each succeed- ing January thereafter until all install- ments are paid All persons luuiciJ are hereby notified to call and pay the amount ■*.+?, Can you thi greaters* Account in hisi bank? Ill You can make\fci/o or as mucirmorc as you / chpeec, and it wiinEreasc in value by reason of ^^tfitl per cent compound interest we pay. %of0 Interest Paid on SayinctS n all by to Local of Wfl- of not less than ten of the aggregate of and no proposal will be unless accompanied by or caah. The contractor will be paid in bonds and vouchers, payable solely out df the assessmentjjor said Improvement, when coUMdllfr In accordance with the a^fslons of the ordinance there- for, and in the manner prescribed by law, which bonds will bear interest at the rate of five (5) per centum per annum. The contractor to whom the con- tract may be awarded will be required to furnish a bond to the satisfaction and approval Of. Bald Board of Local Improvements, in a sum equal to fifty (E0) per centum of the contract price,' conditioned for the faithful perform- ance of the contract. Proposals will be received for the construction of said improvement as a whole; and said Board of Local Im- provements reserves the right to re- ject any and all bids. •J*. JQHN D. COUFPER. -^ * V HERBERT C. ARMS, JOSEPH HBINZEN. OSCAR W. SCHMIDT. CHARLES C. SCHULTZ. iu.ard ot Local Improvements of tho Village of Wilmette. whMo anSlMred J money Irnetl in tiflrcn <layn. LTEH. No tome la safa w»ter Is iiKcd. This Buarantee-I alter afforoa roll prot*M«>n. KMUjr and quicMr attached by anyone. Nothlnjs to «t oot of order, ha*' a a »»•«»* Stold on a Money Back guarantee. (Agents Wanted.) BOHMBR I^NUJACTUPJNO «».. KM Wabaxh Are. I Dent. IM CHICAGO Classified Advertisements TELEPHONE, WILMETTE, 1640 Watt Attain the Like Shore Newi are charged at the followiag rates $k-?. 1 Real Eaate Classifications. iy2 cents per liae. fc" ; / AirOtaet Oaaaficatmas. 5 ceats per liae. , * 1 Mianaeih' Wee. 15,ceati. No advertisemeat charged far lest tlaate cents. iam%*aan<anjsaana*anaaaigaaaaaaaaaamnananaaaaaaanaanenmaaananaaanai SITUATIONS WANTED FOR SALE-HOUSES FOR RENT--HOUSES RANCE--ROYAL^|pSUR- Compans^ja*«iverDi1^1argest e lnsuranTO_^Pmpaiy In tho world, insurefiraellingl, household goods, rents gwWB»t*jefcs. Charles A. Wightm%0r& Xo, resident / agents. Phone 203. Ate '*VlW*#*#§iP^MHr5P^ :ct beautiful de- to match; hand; price, 'hone Wilmette ltc 39w-tf ELLANEOUS SEND COPIES OF THE NEW8 TO. YOUR FRIENDS OUT OF THE CITY Classified Business List BIG BARGAINS GENERAL MERCHANDISE Didn't Like Fat Hair. Hair Dresser--"Your hair's very thin on the top. air." Customer--"Ah, I'm glad ofcthat; I hate tat hair."